Privacy Policy

AI Market Insight ("we," "us," or "our") operates aimarketinsight.com (the "Service"). This Privacy Policy explains how we collect, use, and protect your information when you use our Service.

By using our Service, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

Information You Provide

• Account information: Email address and password when you register
• Profile information: Any preferences or settings you configure
• Financial data: Budget entries, savings goals, net worth entries, and investment allocations you manually enter
• Communications: Messages you send through our contact form

Information Collected Automatically

• Usage data: Pages visited, features used, and time spent on the platform
• Device information: Browser type, operating system, and IP address
• Session data: Login times and activity logs

Brokerage Data

When you connect a brokerage account through SnapTrade, we receive read-only access to your portfolio positions and account balances. We do not receive or store your brokerage login credentials. See Section 5 for more details.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Service
• Process transactions and send related information including purchase confirmations
• Send transactional emails such as account verification and password resets
• Respond to comments and questions and provide customer support
• Generate AI-powered insights based on your portfolio and watchlists
• Track your learning progress and quiz scores
• Monitor and analyze trends and usage to improve the Service
• Detect, investigate, and prevent fraudulent or unauthorized transactions

3. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

Service Providers

• Stripe: Payment processing for subscriptions
• SnapTrade: Brokerage account connectivity (read-only)
• Anthropic: AI-powered features including the chat assistant and market analysis
• Mailtrap/SendGrid: Transactional email delivery

Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities.

4. Data Security

We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. These include:

• Encrypted data transmission using HTTPS/TLS
• Hashed password storage (we never store plaintext passwords)
• Secure session management
• Rate limiting to prevent brute-force attacks

However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

5. Brokerage Data

When you connect a brokerage account through SnapTrade:

• We receive read-only access to your portfolio data
• We never store your brokerage username or password
• We cannot place trades or move money on your behalf
• Your connection can be revoked at any time from within the app or directly through SnapTrade
• SnapTrade's own privacy policy governs how they handle your brokerage credentials

6. Cookies

We use cookies and similar tracking technologies to maintain your session and remember your preferences. We use:

• Session cookies: Required for authentication — expire when you close your browser
• Preference cookies: Remember your settings and preferences

We do not use advertising or tracking cookies. You can control cookies through your browser settings.

7. Your Rights

You have the right to:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your account and associated data via Settings → Delete Account
• Portability: Request your data in a portable format
• Objection: Object to certain types of processing

To exercise these rights, contact us at privacy@aimarketinsight.com.

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. When you delete your account, we delete your personal data within 30 days, except where retention is required by law.

9. Children's Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of the Service after changes are posted constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy, please contact us:

• Email: privacy@aimarketinsight.com
• Contact form: aimarketinsight.com/contact